The Punjab government, under the leadership of Chief Minister Maryam Nawaz Sharif, has launched the CM Livestock Card Scheme to provide financial support to small and medium-scale livestock farmers. This initiative aims to boost meat production, enhance animal health, and increase farmers’ income through interest-free loans for purchasing high-quality feed and other essentials.
What is the CM Livestock Card Scheme?
The CM Livestock Card Scheme is a zero-interest loan program designed to help livestock farmers in Punjab purchase:
- Wanda (animal feed)
- Silage
- Mineral mixtures
These inputs help in calf fattening, improving livestock health, and increasing farmers’ profitability.
Key Benefits of the Scheme
✅ Interest-Free Loans – No additional charges on borrowed amounts.
✅ Loan Range – PKR 135,000 to PKR 270,000 (for 5–10 calves).
✅ Flexible Repayment – 4-month loan term with a 1-month grace period.
✅ Digital Application – Quick processing via SMS or online methods.
✅ Focus on South Punjab & Women Farmers – Special provisions for widows and divorced women in later phases.
Eligibility Criteria
To qualify, applicants must:
✔ Be a Punjab resident with a valid CNIC.
✔ Own 5–10 male calves (buffalo or cattle).
✔ Have a SIM registered under their name.
✔ Be registered in the SPMS-9211 livestock database.
✔ Have no prior loan defaults.
✔ Pass NADRA and credit checks.
How to Apply for the CM Livestock Card?
1. SMS Application (Quick & Easy)
📩 Send: PLC <space> CNIC to 8070
2. Offline Application
🏢 Visit the nearest:
- Veterinary hospital
- Tehsil livestock office
Program Phases & Coverage
| Phase | Timeline | Farmers Covered | Animals Covered |
|---|---|---|---|
| Phase 1 | Nov–Dec 2024 | 10,000–20,000 | 100,000 |
| Phase 2 | Early 2025 | 30,000–60,000 | 300,000 |
| Phase 3 | Mid–Late 2025 | Up to 80,000 | 400,000 |
Key Program Details
| Feature | Details |
|---|---|
| Loan per animal | PKR 27,000 |
| Total Loan Range | PKR 135,000–270,000 |
| Loan Duration | 4 months + 1-month grace |
| Interest Rate | 0% (Fully interest-free) |
| Card Fee | PKR 100 per animal |
| Total Financing | PKR 10.8 Billion |
Additional Support for Farmers
1. Farmer Guidance App
📱 The Punjab government has introduced a Farmer Guidance App to help farmers:
- Track loan status
- Get updates on new schemes
- Access expert advice on livestock care
🔹 Available soon on the Play Store.
2. Animal Identity Traceability System
🆔 The system tracks animals from birth to slaughter ensuring:
- Food safety
- Better market access for farmers
- Efficient crisis management
3. Free Services Under the Scheme
- Silage & Wanda testing
- Free animal tagging
- Veterinary services
Tips to Secure Loan Approval
✔ Ensure your mobile number is registered under your CNIC.
✔ Keep animal ownership documents ready.
✔ Verify your registration in the Livestock Department’s database.
✔ Avoid previous loan defaults.
FAQs – CM Livestock Card Scheme
Q1: Who can apply for the scheme?
✅ Punjab residents (18+) owning 5–10 male calves.
Q2: Is there any interest on the loan?
❌ No, it’s 100% interest-free.
Q3: How can I apply?
📞 SMS: Send PLC <space> CNIC to 8070
🏢 Offline: Visit veterinary offices.
Q4: What if I fail to repay on time?
⚠️ Defaulters may be excluded from future loans.
Q5: Can women farmers apply?
👩🌾 Yes! Phase 2 focuses on widows & divorced women.
Final Thoughts
The CM Punjab Livestock Card Scheme 2025 is a game-changer for small farmers, offering financial freedom and better livestock management. With zero-interest loans, free services, and digital tracking, this initiative empowers Punjab’s agriculture sector.
🚜 Apply now before slots fill up!
📞 Helpline: 08000-9211 (24/7)
🌐 Official Website: https://livestock.punjab.gov.pk/
